Category: Financial Services

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Financial Services

Sam McQuade CFO of Panterra Finance about fractional Chief Financial Officer advantages in 2023

Sam McQuade CFO of Panterra Finance about interim Chief Financial Officer benefits in this period of recession: CFOs must also adhere to regulations such as the Sarbanes-Oxley Act that include provisions such as fraud prevention and disclosing financial information. Local, state, and federal governments hire CFOs to oversee taxation issues. Typically, the CFO is the liaison between local residents and elected officials on accounting and other spending matters. The CFO sets financial policy and is responsible for managing government funds.

While surveying the landscape of the 21st Century economic climate, Sam McQuade, CFO, CEO and Financial maverick realized that the benefits of the gig economy and off-site personnel had hit the preverbally glass ceiling at the executive floor. Large established companies, corporations and organizations were captive of contracted executives. These executives could be effective and efficient however they could also be playing the game of international finance with obsolete rules, models, and ideas. See more information on Sam McQuade.

CFOs usually are responsible for key finance functions which have included broad categories of accounting, treasury, financial planning and analysis (FP&A), controls, compliance, tax, and audit. Going forward towards 2022, the same functions exist, but they are getting more automated, so the CFO can focus more on forward perspectives. Storytelling requires strong emotional intelligence and solid communication skills. Here’s the four key areas the CFO can be messaging: Why & Purpose: Communicating the “Why” is one of the strongest messages the CFO can deliver. It’s not only the reason for the corporate existence, but it’s also very motivational for all the stakeholders. This message should be repeated frequently and consistently to make people feel the genuine purpose.

The key duties of the CFO position vary depending on the size of the organization, its industry and whether it’s a public or private company but generally fall into three broad functional areas: controller, treasury and strategy and forecasting. Organizations may have professionals overseeing some or all of these roles and reporting to the CFO. Controllers run day-to-day accounting and financial operations and often hold a CPA or MBA. They are responsible for creating reports that provide insights into a company’s financial standing, including accounts receivable, accounts payable, inventory and payroll.

Another purpose of a DAO is to automate decision-making. In a traditional organization, decisions are made by a small group of people. This can often lead to delays in decision-making. With a DAO, decisions are made by the code that governs the organization. This makes it much faster and easier to make decisions. In business environments, it frees up space for people to focus on other things. It has opened up opportunities for more decision-makers to get involved in the governance of a DAO. The most notable example is the MakerDAO, which is a decentralized autonomous organization that governs the Dai stablecoin. The MakerDAO has a voting system that allows anyone to participate in the governance of the organization.

Fractional CFOs can help companies: Develop existing employees and hire new ones that bring essential knowledge and skills; Implement systems that will support sustainable growth; Improve visibility and analytical capabilities to convert large amounts of data into actionable information; Explore causes of revenue leakage, cost overruns, and operational friction in a growing business and develop potential solutions. A fractional CFO is also often brought into an organization to help achieve a particular goal, such as raising capital or preparing for a sale, merger, or acquisition. Most fractional CFOs have helped raise hundreds of millions of dollars of debt and equity funding for multiple companies, and have helped oversee a number of mergers and acquisitions.

Are you looking to expand your business overseas? Our experts are able to help you at any stage. We will first start by understanding your vision and global tax and cash strategy. Once aligned, we will help execute the financial, legal, compliance and talent solution activities to build your entity and team.

A lot of our clients at Panterra Finance ask us about DAOs, what they are, and how they work. So we thought it would be helpful to write a blog post explaining them. Before getting into DAO, a brief few things about blockchain. A blockchain is a decentralized and distributed digital ledger that records transactions on many computers so that the record cannot be altered retroactively without the alteration of all subsequent blocks and the collusion of the network. Sounds complicated? Let’s take an example to understand this better. Suppose there are two people, A and B, who want to transact with each other. A wants to buy a product from B worth $100. In the old way of transacting, A would hand over the $100 to B, and B would hand over the product to A. This process is called ‘centralized’ because there is one central entity, in our case, a bank or PayPal, through which both parties have to go through to complete the transaction.

A full-time CFO may be a luxury few small businesses can justify. A feasible and recommended alternative to a full-time resource is a fractional CFO. This has the advantage of bringing a senior-level financial expert to the table but at a fraction the cost of a full-time resource. A fractional arrangement can work well indefinitely, and right up until a full-time CFO is needed. By basing key business decisions on relevant and accurate financial information, the business owner can avoid costly mistakes and reduce the risk of loss. Key decisions include those about financing the business, expansion or downsizing, whether to enter a new market or produce a new product; make or buy decisions and capital investments, to name a few.

Do you want to hire your first CFO or wanting only some interim coverage? We offer solution CFOs for urgent very short term projects and longer term engagements. Adaptable with transparent pricing so you solve the needs of your business and don’t have to rush into a potentially very bad and expensive full time hire. The Fractional CFO and Interim CFO experiences gained by the executives assigned to these positions throughout Panterra Finance offers them a broad perspective of the dynamic changes in international markets. The part time CFO executives at Panterra Finance have access to worldwide teams that are proficient in and have initiated innovative strategies in projects centered on DeFi, Blockchain, Bitcoin, Ethereum, Crypto, Tokenization, ICO, IDO, and STO services. Discover even more details at Sam McQuade CFO.

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Financial Services

Sam McQuade CFO about interim CFO advantages today

Top advantages when hiring fractional Chief Financial Officer from Sam McQuade: The chief financial officer (CFOs) holds the top financial position in an organization. They are responsible for tracking cash flow and financial planning and analyzing the company’s financial strengths and weaknesses and proposing strategic directions. CFOs are accountable to both the organization and various regulatory entities and authorities, including the Securities and Exchange Commission (SEC) in publicly held companies. They are well-versed in both generally accepted accounting principles (GAAP) and state and federal regulations, such as the Sarbanes-Oxley Act.

In these early years of creating innovations in the corporate C-Suite, Sam McQuade nurtured and created a maverick approach to new finance operations for Stryker as it broke through to the lucrative emerging markets in Central and Eastern Europe (CEE)). While approaching the markets in the growing economies of Poland, Czech Republic, Hungary, Croatia and Romania, Sam McQuade was recognizing the need for Interim and Fractional CFO’s for the avalanche of incubators and startup companies in these underdeveloped economies that were on the cusp of being integrated into modern International Finance systems and markets. Find extra information at https://www.tripadvisor.in/Profile/samueledwinmcquade.

CFOs usually are responsible for key finance functions which have included broad categories of accounting, treasury, financial planning and analysis (FP&A), controls, compliance, tax, and audit. Going forward towards 2022, the same functions exist, but they are getting more automated, so the CFO can focus more on forward perspectives. Storytelling requires strong emotional intelligence and solid communication skills. Here’s the four key areas the CFO can be messaging: Why & Purpose: Communicating the “Why” is one of the strongest messages the CFO can deliver. It’s not only the reason for the corporate existence, but it’s also very motivational for all the stakeholders. This message should be repeated frequently and consistently to make people feel the genuine purpose.

Forecasting: Importantly, CFOs don’t only report what is — a significant part of their value to an organization is their ability to accurately predict likely future outcomes. That includes financial forecasting and modeling based not only on the company’s past performance but on internal and external factors that may affect revenue and expenses. The CFO is tasked with making sense of the various departmental level forecasts to create profit projections for the CEO and shareholders.

The option of working from anywhere in the world is another advantage of a DAO. In a traditional organization, you have to be physically present in order to participate in the organization. With a DAO, you can participate from anywhere in the world. All you need is an internet connection. There are many other examples of DAOs, and there are many different ways in which they can be used. The possibilities are endless, and it is up to the creativity of the developers to come up with new and innovative ways to use them.

Fractional CFOs can help companies: Develop existing employees and hire new ones that bring essential knowledge and skills; Implement systems that will support sustainable growth; Improve visibility and analytical capabilities to convert large amounts of data into actionable information; Explore causes of revenue leakage, cost overruns, and operational friction in a growing business and develop potential solutions. A fractional CFO is also often brought into an organization to help achieve a particular goal, such as raising capital or preparing for a sale, merger, or acquisition. Most fractional CFOs have helped raise hundreds of millions of dollars of debt and equity funding for multiple companies, and have helped oversee a number of mergers and acquisitions.

Are you looking to expand your business overseas? Our experts are able to help you at any stage. We will first start by understanding your vision and global tax and cash strategy. Once aligned, we will help execute the financial, legal, compliance and talent solution activities to build your entity and team.

A DAO is a decentralized autonomous organization that is run by smart contracts on the Ethereum blockchain. It is an organization or company that is not centrally controlled by any one person or entity. Rather, it is governed by code that is written into the smart contracts. This code can be modified or updated by anyone who has access to the DAO’s GitHub repository. To put this into perspective, imagine a traditional company or organization. There is usually a board of directors or executive team that makes all the decisions about how the company will be run. With a DAO, there is no such thing. The code that governs the DAO is open source and available for anyone to view and audit. In this new scenario, an organization can be run by anyone in the world who has an internet connection.

A CFO can improve the decision-making process by bringing facts, solid numbers, and asking the right questions. Another benefit to the business owner is the fresh perspective and insights brought by the CFO. This can have the added effect of making life a little less lonely for the entrepreneur. The CFO can be a sounding board and trusted advisor for new ideas and initiatives. Stakeholders such as investors, lenders and creditors react positively to the knowledge that a professional CFO has been retained. This takes on an added degree of importance when looking for outside investment, debt financing or positioning the company for sale.

Searching to hire your very first CFO or wanting only some interim coverage? We provide CFOs for immediate very short term objectives and longer term engagements. Adaptable with clear pricing so you cover your business and don’t have to get into a potentially bad solution and costly full time hire. Along with the core services of C-Suite Level Executives in Finance and a contingent of Fractional CFO talent and experienced Intermittent CFO innovators, Panterra Finance services include: international Business – Experts in Global Tax Liabilities and Cash Flow Strategies, investments and planning. Mergers and Acquisitions (M&A) Advisory – Providing valuations as well as independent perspectives on offers and options. Internal Audits – Independent internal auditors with in-depth reports highlighting risks and vulnerabilities. Risk Management – A worldwide footprint enables Panterra Finance to identify risks and opportunities in the new world economy. Compliance Review – Actionable understanding when entering markets with new rules, regulations, laws and international asset allocation decisions. Find extra info at https://pinterest.com/samueledwinmcquade/.

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Financial Services

Best benefits when hiring fractional Chief Financial Officer from Sam McQuade

Top benefits when hiring fractional CFO with Sam McQuade CFO of Panterra Finance: The CFO also works with other senior managers and is a vital participant in a company’s overall success, especially when it comes to the long run. For instance, when the marketing department wants to launch a new campaign, the CFO may help to ensure the campaign is feasible or give input on the funds available for the campaign. A CFO can become a CEO, COO, or they can assume the role of company president. The CFO must report accurate information because many decisions are based on the data they provide. The CFO is responsible for managing the financial activities of a company and adhering to generally accepted accounting principles (GAAP) adopted by the Securities and Exchange Commission (SEC) and other regulatory entities.

While surveying the landscape of the 21st Century economic climate, Sam McQuade, CFO, CEO and Financial maverick realized that the benefits of the gig economy and off-site personnel had hit the preverbally glass ceiling at the executive floor. Large established companies, corporations and organizations were captive of contracted executives. These executives could be effective and efficient however they could also be playing the game of international finance with obsolete rules, models, and ideas. See extra info at Sam McQuade CFO.

The CFO function is evolving at lightspeed. With digital transformation and societal changes, the CFO role is rapidly turning into one of a “Chief Fiduciary Officer”, which is going beyond the traditional financials to look towards the future and lead long term value creation in a world of many unknown risks. Storytelling is a very powerful tool to engage and energize teams about value creation and potential pitfall areas. The traditional path of CFO usually starts with a solid foundation based on technical knowledge and then after about 15 years, the great leaders earn the coveted title.

The CFO helps select skilled staff for the finance team and works with departments to allocate budget for human capital management. CFOs put complex data — current, past and predicted financial results — in perspective and help the CEO make sound financial decisions: Should we introduce this new product or service? Can we afford to on-shore our supply chain? What are the tax implications of our employees working from anywhere?

To make you understand it in simple words, let me explain it with an example. Suppose there is a website that allows people to buy and sell products. This website has a smart contract that governs how the transactions will take place. When someone wants to buy a product, they will send a request to the smart contract. The smart contract will then check if the person has enough money to buy the product. If they do, then the transaction will take place, and the product will be sent to the buyer. If the person doesn’t have enough money, then the transaction will not take place.

Fractional CFOs can help companies: Develop existing employees and hire new ones that bring essential knowledge and skills; Implement systems that will support sustainable growth; Improve visibility and analytical capabilities to convert large amounts of data into actionable information; Explore causes of revenue leakage, cost overruns, and operational friction in a growing business and develop potential solutions. A fractional CFO is also often brought into an organization to help achieve a particular goal, such as raising capital or preparing for a sale, merger, or acquisition. Most fractional CFOs have helped raise hundreds of millions of dollars of debt and equity funding for multiple companies, and have helped oversee a number of mergers and acquisitions.

Are you looking to expand your business overseas? Our experts are able to help you at any stage. We will first start by understanding your vision and global tax and cash strategy. Once aligned, we will help execute the financial, legal, compliance and talent solution activities to build your entity and team.

A DAO is a decentralized autonomous organization that is run by smart contracts on the Ethereum blockchain. It is an organization or company that is not centrally controlled by any one person or entity. Rather, it is governed by code that is written into the smart contracts. This code can be modified or updated by anyone who has access to the DAO’s GitHub repository. To put this into perspective, imagine a traditional company or organization. There is usually a board of directors or executive team that makes all the decisions about how the company will be run. With a DAO, there is no such thing. The code that governs the DAO is open source and available for anyone to view and audit. In this new scenario, an organization can be run by anyone in the world who has an internet connection.

To summarize, a fractional CFO brings all the benefits of a full-time resource, but at a fraction the cost. They work an agreed upon amount of time, and on an ongoing basis. The benefits are myriad, and range from improved reporting and decision-making, clearer insight into the business for planning and forecasting, and stronger financial management and controls. Perhaps the biggest benefit however, is how the CEO can transfer the financial and administrative burden to the CFO, and thus free themselves to work on other critical aspects of the business.

Looking to hire your very first CFO or need interim coverage? We offer solution CFOs for urgent short term objectives and longer term engagements. Customizable with transparent pricing so you cover your business and don’t have to get into a potentially bad and costly full time hire. In disrupting the traditional contracted title of CFO, Panterra Finance innovatively offers all its clients thought leadership based on international financial market experiences. Panterra Finance offers a unified international approach to businesses in the Americas, Europe, Asia, and Africa. Eight centrally located offices in the USA, Switzerland, the Middle East, and the emerging African Continent, offers global enterprises Fractional and Interim CFO services backed by a team with a grasp of dynamic world trends. See more details at Sam McQuade CFO of Panterra Finance.

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Financial Services

Top rated advantages of hiring flexible CFO with Sam McQuade

Sam McQuade CFO talking about interim Chief Financial Officer benefits these days: The philosophy of “What got you here won’t get you where you want to go” is ever-present in business once past the initial start-up phase. Businesses launch additional products, open new territories, open additional locations, transact in new currencies, and deal with increasing regulatory requirements. These all require more advanced thinking, tools, and techniques. Many bootstrap startups begin with a part-time bookkeeper and simple systems but later find that they cannot sustain additional business growth and complexity. Systems, resources, processes, and strategies must scale in sophistication as a company grows.

Looking to hire your very first CFO or wanting only some interim coverage? We offer solution CFOs for urgent very short term projects and longer term engagements. Adaptable with fair pricing so you solve the needs of your business and don’t have to rush into a potentially very bad and costly full time hire. The Fractional CFO and Interim CFO experiences gained by the executives assigned to these positions throughout Panterra Finance offers them a broad perspective of the dynamic changes in international markets. The part time CFO executives at Panterra Finance have access to worldwide teams that are proficient in and have initiated innovative strategies in projects centered on DeFi, Blockchain, Bitcoin, Ethereum, Crypto, Tokenization, ICO, IDO, and STO services. Discover additional details at Sam McQuade.

The CFO function is evolving at lightspeed. With digital transformation and societal changes, the CFO role is rapidly turning into one of a “Chief Fiduciary Officer”, which is going beyond the traditional financials to look towards the future and lead long term value creation in a world of many unknown risks. Storytelling is a very powerful tool to engage and energize teams about value creation and potential pitfall areas. The traditional path of CFO usually starts with a solid foundation based on technical knowledge and then after about 15 years, the great leaders earn the coveted title.

The CFO role has emerged from focusing on compliance and quality control to business planning and process changes, and they are a strategic partner to the CEO. The CFO plays a vital role in influencing company strategy. The United States is an international financial hub and global economic growth increases employment growth in the U.S. financial industry. Companies continue to increase profits leading to a demand for CFOs. The Bureau of Labor Statistics (BLS) predicts the job outlook for financial managers to grow 15% between 2019 and 2029. The average annual salary for a financial manager was $134,180 in 2020.

Internal factors include sales trends, labor and HR-related costs, the price of raw materials and more, while external data inputs could include opportunity cost for capital, shifts in market demand, emerging competitors and advances in technology. To monitor the external environment, CFOs may rely on government data, analyst firms and business and general media, supplemented with insights gleaned through trade and association memberships and the input of board members, lenders and others.

Another purpose of a DAO is to automate decision-making. In a traditional organization, decisions are made by a small group of people. This can often lead to delays in decision-making. With a DAO, decisions are made by the code that governs the organization. This makes it much faster and easier to make decisions. In business environments, it frees up space for people to focus on other things. It has opened up opportunities for more decision-makers to get involved in the governance of a DAO. The most notable example is the MakerDAO, which is a decentralized autonomous organization that governs the Dai stablecoin. The MakerDAO has a voting system that allows anyone to participate in the governance of the organization.

Are you looking to expand your business overseas? Our experts are able to help you at any stage. We will first start by understanding your vision and global tax and cash strategy. Once aligned, we will help execute the financial, legal, compliance and talent solution activities to build your entity and team.

The most important thing to understand about a DAO is that it is autonomous. This means that it can exist and continue to function without any human intervention. Once the code is written and deployed, the DAO will continue to run according to the code that governs it. This is made possible by the fact that smart contracts are immutable. This means that they cannot be changed or altered in any way once they have been deployed to the Ethereum blockchain. The DAO’s basic idea, while intriguing, is also fascinating, and it represents a point where technology trends such as artificial intelligence (AI), blockchain, and the internet of things (IoT) are coming together to provide fresh possibilities.

A properly qualified CFO is a business professional with relevant experience within various commercial environments. This important distinction between a career CFO and the CPA is key. The CFO can solve many financial and business problems in short order, due to having had experience in such matters and the ability to quickly identify and address issues and employ best practices and techniques. Hiring a CFO to perform the financial and administrative functions of the business, frees up the business owner so they can focus on other value-enhancing aspects of the business. In addition to bringing financial and accounting expertise – a CFO can deal with most administrative areas such as human resources, facilities, insurances, legal and compliance, as well as stakeholder relations.

Developing the Interim and Fractional CFO Concept with Experience: From the inside looking out, Sam McQuade continued to sharpen his skills and nurture the ideas and mission of Panterra Finance. He spent time in the executive suites of Dell, as a Finance Manager and a Financial Planning and Analysis Manager where he achieved a 400% revenue growth in the Swiss market. Other stops in corporate suites, each of which shaped the final innovative services offered by Panterra Finance. See more information on Sam McQuade.

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Financial Services

Sam McQuade discussing flexible CFO advantages today

Sam McQuade CFO discussing interim Chief Financial Officer advantages these days: Fractional CFOs can help companies: Develop detailed short-, mid-, and long-term financial forecasts; Prepare budgets based on forecasts; Analyze potential future products, services, markets, and customer segments. Helping Manage Growth: Fractional CFOs are also helpful in scaling a business, ensuring profitable growth as the business becomes more complex. This work involves reinventing the tools, processes, and vendor relationships the business uses to deliver value to an ever-growing and increasingly diverse set of customers. This is often called “bridging the chasm”, as most companies start to see declining margins and increasing headaches as they grow revenue past a certain threshold.

Do you want to hire your very first CFO or wanting only some interim coverage? We offer solution CFOs for urgent very short term objectives and longer term engagements. Flexible with fair pricing so you cover your business and don’t have to get into a potentially bad and costly full time hire. In disrupting the traditional contracted title of CFO, Panterra Finance innovatively offers all its clients thought leadership based on international financial market experiences. Panterra Finance offers a unified international approach to businesses in the Americas, Europe, Asia, and Africa. Eight centrally located offices in the USA, Switzerland, the Middle East, and the emerging African Continent, offers global enterprises Fractional and Interim CFO services backed by a team with a grasp of dynamic world trends. Discover more details on Sam McQuade.

The CFO function is evolving at lightspeed. With digital transformation and societal changes, the CFO role is rapidly turning into one of a “Chief Fiduciary Officer”, which is going beyond the traditional financials to look towards the future and lead long term value creation in a world of many unknown risks. Storytelling is a very powerful tool to engage and energize teams about value creation and potential pitfall areas. The traditional path of CFO usually starts with a solid foundation based on technical knowledge and then after about 15 years, the great leaders earn the coveted title.

The chief financial officer (CFOs) holds the top financial position in an organization. They are responsible for tracking cash flow and financial planning and analyzing the company’s financial strengths and weaknesses and proposing strategic directions. CFOs are accountable to both the organization and various regulatory entities and authorities, including the Securities and Exchange Commission (SEC) in publicly held companies. They are well-versed in both generally accepted accounting principles (GAAP) and state and federal regulations, such as the Sarbanes-Oxley Act.

Internal factors include sales trends, labor and HR-related costs, the price of raw materials and more, while external data inputs could include opportunity cost for capital, shifts in market demand, emerging competitors and advances in technology. To monitor the external environment, CFOs may rely on government data, analyst firms and business and general media, supplemented with insights gleaned through trade and association memberships and the input of board members, lenders and others.

Friends With Benefits is a decentralized social network. It allows users to connect with each other and share content. It allows the users to collaborate and create new content. Users may connect with individuals who share their interests in other cities through city-specific hubs. The more FWB tokens a user has, the more opportunities to meet and interact with others develop. This is a decentralized autonomous organization (DAO) that uses the power of the blockchain to adjudicate disputes. Kleros is a DAO because it is powered by smart contracts. The Kleros token (PNK) is used to incentive jurors to vote on disputes. When someone wants to submit a dispute to Kleros, they first have to deposit some PNK. If the jury rules in favor of the person who submitted the dispute, then they get their PNK back. If the jury rules against them, then they lose their PNK. Kleros can be used to adjudicate any kind of dispute. It has been used to adjudicate disputes in online markets, freelance platforms, and even in the sharing economy.

Selling your business or looking to buy others? Our experts can lead the deal and make sure that you have a thoughtful ownership transition. We are happy to provide second opinions on valuations as well so you have another perspective and feel better before your close the deal.

A DAO is a decentralized autonomous organization that is run by smart contracts on the Ethereum blockchain. It is an organization or company that is not centrally controlled by any one person or entity. Rather, it is governed by code that is written into the smart contracts. This code can be modified or updated by anyone who has access to the DAO’s GitHub repository. To put this into perspective, imagine a traditional company or organization. There is usually a board of directors or executive team that makes all the decisions about how the company will be run. With a DAO, there is no such thing. The code that governs the DAO is open source and available for anyone to view and audit. In this new scenario, an organization can be run by anyone in the world who has an internet connection.

A full-time CFO may be a luxury few small businesses can justify. A feasible and recommended alternative to a full-time resource is a fractional CFO. This has the advantage of bringing a senior-level financial expert to the table but at a fraction the cost of a full-time resource. A fractional arrangement can work well indefinitely, and right up until a full-time CFO is needed. By basing key business decisions on relevant and accurate financial information, the business owner can avoid costly mistakes and reduce the risk of loss. Key decisions include those about financing the business, expansion or downsizing, whether to enter a new market or produce a new product; make or buy decisions and capital investments, to name a few.

In these early years of creating innovations in the corporate C-Suite, Sam McQuade nurtured and created a maverick approach to new finance operations for Stryker as it broke through to the lucrative emerging markets in Central and Eastern Europe (CEE)). While approaching the markets in the growing economies of Poland, Czech Republic, Hungary, Croatia and Romania, Sam McQuade was recognizing the need for Interim and Fractional CFO’s for the avalanche of incubators and startup companies in these underdeveloped economies that were on the cusp of being integrated into modern International Finance systems and markets. See additional information at Sam McQuade CFO of Panterra Finance.

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Financial Services

Best rated benefits when hiring flexible CFO with Sam McQuade CFO of Panterra Finance

Best rated benefits when hiring interim Chief Financial Officer by Sam McQuade CFO of Panterra Finance: A chief financial officer (CFO) is the highest-ranking financial professional in an organization and is responsible for the fiscal health of the business. The CFO’s responsibilities include, but aren’t limited to, building a top-notch finance and accounting team, ensuring revenues and expenses stay in balance, overseeing FP&A (financial planning & analysis) functions, making recommendations on mergers and acquisitions, obtaining funding, working with department heads to analyze financial data and craft budgets, attesting to the accuracy of reports and consulting with boards of directors and the CEO on strategy.

Smaller companies, incubators and startups could not match the salaries that the full time CFO commanded on the world financial stage. The seeds for the concept of an Interim or Fractional CFO were planted in the mind of Sam McQuade almost 3 decades ago when he first entered the world of International Finance as an Entrepreneur Consultant in Geneva Switzerland after achieving his MBA/MA at European University. During this tumultuous time at the turn of the century on the international financial scene, Mr. McQuade was ahead of his time. He offered as needed financial consultation services for international behemoths the Swiss based Nestle Corporation and the US based medical device corporation Stryker. The focus of his services, which would years later be foundational in the concepts of Panterra was a new model in product development, manufacturing and marketing. Discover extra details at Sam McQuade CFO of Panterra Finance.

Vision, Roadmaps and Business Plans are typically good collaboration processes, however alignment on meaningful strategy is driven by relationships and the CFO cannot over-communicate in this area. In an era of “greenwashing”, the CFO has a real opportunity to lead since success will ultimately be measured with scorecards and transparency. Sharing the Sustainable Story with financial support is the most credible way for stakeholders to see progress.

Strategy and forecasting involves using available data and reports, both internal and external, to advise on areas including product development, market expansion, human capital management, M&A and capital investments. It’s also where structured planning and forecasting exercises, like scenario planning and FP&A, fall. Controllers, treasurers and FP&A analysts are invaluable members of the team, but in all these areas, the buck stops at the CFO’s desk.

The option of working from anywhere in the world is another advantage of a DAO. In a traditional organization, you have to be physically present in order to participate in the organization. With a DAO, you can participate from anywhere in the world. All you need is an internet connection. There are many other examples of DAOs, and there are many different ways in which they can be used. The possibilities are endless, and it is up to the creativity of the developers to come up with new and innovative ways to use them.

Fractional CFOs can help companies: Develop existing employees and hire new ones that bring essential knowledge and skills; Implement systems that will support sustainable growth; Improve visibility and analytical capabilities to convert large amounts of data into actionable information; Explore causes of revenue leakage, cost overruns, and operational friction in a growing business and develop potential solutions. A fractional CFO is also often brought into an organization to help achieve a particular goal, such as raising capital or preparing for a sale, merger, or acquisition. Most fractional CFOs have helped raise hundreds of millions of dollars of debt and equity funding for multiple companies, and have helped oversee a number of mergers and acquisitions.

As independent internal auditors, we compile in-depth audit reports that convey insights on both known and unknown risks and vulnerabilities in order to protect your business. We hold a niche in capital project auditing and in assisting start-ups with outsourced Internal Audit services.

The last two to three decades have seen a paradigm shift in the lives of almost everyone. The Internet and the web particularly have given a whole new meaning to the way we communicate and interact with each other. Web1.0 was all about connecting people and devices. Web2.0 was all about connecting people with each other. Recent years have seen the development of Web3.0 which is an entirely different ball game. Web3.0 is all about connecting people with machines and devices to create a more efficient and trustworthy internet. This new web is built on the back of blockchain technology which allows for decentralization, transparency, and security. One of the most exciting applications of this technology is the DAO or decentralized autonomous organization. With everything Web3.0, some concepts are harder to understand than others for now. With increased adoption, they will enter the mainstream sooner.

This differs from the services traditionally provided by the external CPA who focuses on audits, reviews, taxes, and compliance work. Although valuable and very necessary, this work is more “backward-looking” in nature ensuring that past events are correctly reported and accounted for. The CFO however, is more focused on the “forward-looking” aspects of the finances, to help chart the course and ultimately navigate the business to success.

Looking to hire your first CFO or need interim coverage? We offer CFOs for immediate short term objectives and longer term engagements. Adaptable with transparent pricing so you cover your business and don’t have to rush into a potentially bad and expensive full time hire. Sam McQuade CFO has successfully scaled his decades old ideas into an innovative full-service Financial Partner Solution for incubators, startups, emerging business concepts as well as well-established international companies, corporations and organizations with the introduction of Panterra Finance. The Panterra Finance professional executive team members are equipped to provide an industry leading concept of an on demand Fractional CFO and Interim CFO during pivotal transitions. Discover even more information on https://gab.com/samueledwinmcquade.

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The growth of a financial expert : Faruk Kilickaya

Faruk Kilickaya or the ascent of a financial leader: Faruk Kilickaya is an experienced and dynamic financial expert who has been at the forefront of the UK’s financial industry for over a decade. With a Bachelor of Arts (BA) in Economics, he possesses a deep understanding of financial markets and economic trends and has honed his analytical skills to become a skilled strategist in the fintech sector. Discover more details at Faruk Kilickaya UK.

Faruk’s professional journey began with his role as an Accountant at a local accountancy practice business. Within two years, he helped to transform the business into a group of financial services companies that offered a wide range of services from accounting to corporate finance. His leadership and expertise enabled him to become the Chief Accountant, and he led the business to become a national franchise. Following years of hard work and achievements at Pro Tax Plus Accountants, Faruk managed to turn it into a thriving franchise structure under The Accountancy Franchise brand. Through his leadership and expertise, Faruk was able to train his team and delegate operational day-to-day duties, allowing him to focus on bigger client management, complex tax planning cases, and advisory services as a Chief Accountant.

Faruk is a true leader in the industry and has proven success in pioneering innovative solutions for financial businesses. He has a wealth of knowledge and experience and is committed to helping businesses succeed, whatever the circumstances. Faruk’s proficiency in identifying, tracking, and analyzing Key Performance Indicators (KPIs) and metrics that measure financial performance enables him to provide valuable insights for decision-making. He also has expertise in leveraging technology and data analytics to improve financial reporting and analysis, enhance operational efficiency, and support business growth.

In addition, Faruk is skilled in financial planning and analysis (FP&A), financial reporting and compliance, treasury management, risk management, and capital management. He is able to manage cash and liquidity, assess and manage financial risks, and optimize capital structure to maximize shareholder value. Faruk’s strategic thinking and ability to contribute to the development and execution of business strategy make him a valuable asset to any organization.

With his excellent communication skills and leadership qualities, Faruk is an effective CFO. He is able to communicate financial information effectively with stakeholders, lead the finance team, and collaborate with other departments to achieve the company’s financial goals. Finally, Faruk’s experience and expertise make him an ideal candidate to bring his UK financial knowledge to Dubai businesses, and his dedication to excellence and proven record of success will be an asset to any organization.

Faruk Kilickaya is full of passion for helping young professionals and entrepreneurs achieve success. Throughout his career, he has honed his technical skills and strategic vision to build successful businesses and guide them through all stages of growth.

Now, Faruk is looking to give back to the community and help aspiring professionals and entrepreneurs achieve similar success. He is on a mission to find young and talented individuals who are passionate about the fintech industry and guide them towards achieving their goals.

Faruk believes that with the right guidance and support, anyone can succeed in the financial industry. He is passionate about sharing his knowledge and experience with others and helping them navigate the complexities of the financial landscape.

Through mentorship and coaching, Faruk aims to help young professionals and entrepreneurs identify their strengths and weaknesses, develop their skills, and achieve their full potential. He believes that by helping others succeed, he can give back to the community and make a positive impact on the world.

Faruk’s journey from a local accountant to a successful CFO has been characterized by hard work, dedication, and perseverance. He understands the challenges and obstacles that young professionals and entrepreneurs face and is committed to guiding them towards success.

Faruk’s deep knowledge of various industries, including pension funds, complicated Trust Structures, Complex Property Investments and other investment funds, venture capital, startup businesses, and angel investment, makes him an invaluable resource for aspiring professionals and entrepreneurs. His expertise and experience can help them navigate the complexities of the financial landscape and achieve success.

Overall, Faruk Kilickaya is a true leader in the industry who is passionate about giving back to the community and helping others succeed. Through his mentorship and coaching, he aims to guide young professionals and entrepreneurs towards success and positively impact the world.

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Financial Services

Top benefits to hire a flexible Chief Financial Officer by Sam McQuade CFO of Panterra Finance

Sam McQuade talking about interim CFO benefits these days: Generally speaking, the CFO position is reserved for very experienced professionals with established track records in their field. CFOs are generally equipped with advanced educational designations, such as a Master of Finance or Chartered Financial Analyst (CFA) designation. Many CFOs have professional backgrounds in fields such as accounting, investment banking, or financial analysis. For financial professionals, the CFO is among the most prestigious and highly-paid positions available in a firm.

Developing the Interim and Fractional CFO Concept with Experience: From the inside looking out, Sam McQuade continued to sharpen his skills and nurture the ideas and mission of Panterra Finance. He spent time in the executive suites of Dell, as a Finance Manager and a Financial Planning and Analysis Manager where he achieved a 400% revenue growth in the Swiss market. Other stops in corporate suites, each of which shaped the final innovative services offered by Panterra Finance. See more info at Sam McQuade CFO of Panterra Finance.

CFOs usually are responsible for key finance functions which have included broad categories of accounting, treasury, financial planning and analysis (FP&A), controls, compliance, tax, and audit. Going forward towards 2022, the same functions exist, but they are getting more automated, so the CFO can focus more on forward perspectives. Storytelling requires strong emotional intelligence and solid communication skills. Here’s the four key areas the CFO can be messaging: Why & Purpose: Communicating the “Why” is one of the strongest messages the CFO can deliver. It’s not only the reason for the corporate existence, but it’s also very motivational for all the stakeholders. This message should be repeated frequently and consistently to make people feel the genuine purpose.

Financial reports including balance sheets and P&L and cash flow statements help both internal leaders and external stakeholders understand the financial state of the business, and it’s up to the CFO to attest that these statements are accurate and complete in accordance with generally accepted accounting principles (GAAP). Although private companies are required to file financial reports with the SEC only if they have $10 million or more in assets and 500 or more shareholders, many businesses create these statements anyway so they’re available should the company seek a bank loan or venture capital or equity funding.

The main goal of a DAO is to decentralize power. In a traditional organization, the power is concentrated in the hands of a few people. This can lead to corruption and cronyism. With a DAO, the power is decentralized, and it is distributed among all the members of the organization. This makes it much more difficult for any one person or group of people to abuse their power. A better real-life example is Ukraine DAO, which is a fundraising effort to help the people of Ukraine in the current war against Russia. It collects and distributes funds to various Ukrainian charities. The funds are collected through Ethereum’s smart contracts, and they are then distributed to the charities according to the code that governs the DAO.

What Does a Fractional CFO do for a Company? Fractional CFOs most commonly partner with companies to help overcome financial challenges, achieve growth, optimize strategy, implement systems, raise capital, or navigate an audit or transaction. Overcoming Specific Challenges: Fractional CFOs are often brought into an organization when there are financial challenges that the company’s existing team does not have either the skills or manpower to overcome. In many cases, a company does not have an in-house CFO. In some cases, however, the company may have an existing CFO, and the fractional CFO acts as a partner or advisor or helps lead separate projects such as raising capital or navigating an audit.

We are your ally in managing business risks. In a world that is rapidly changing, we help you identify what that change means for your business and what measures you need to employ to protect it from a range of risks in the new economy.

A DAO is a decentralized autonomous organization that is run by smart contracts on the Ethereum blockchain. It is an organization or company that is not centrally controlled by any one person or entity. Rather, it is governed by code that is written into the smart contracts. This code can be modified or updated by anyone who has access to the DAO’s GitHub repository. To put this into perspective, imagine a traditional company or organization. There is usually a board of directors or executive team that makes all the decisions about how the company will be run. With a DAO, there is no such thing. The code that governs the DAO is open source and available for anyone to view and audit. In this new scenario, an organization can be run by anyone in the world who has an internet connection.

A properly qualified CFO is a business professional with relevant experience within various commercial environments. This important distinction between a career CFO and the CPA is key. The CFO can solve many financial and business problems in short order, due to having had experience in such matters and the ability to quickly identify and address issues and employ best practices and techniques. Hiring a CFO to perform the financial and administrative functions of the business, frees up the business owner so they can focus on other value-enhancing aspects of the business. In addition to bringing financial and accounting expertise – a CFO can deal with most administrative areas such as human resources, facilities, insurances, legal and compliance, as well as stakeholder relations.

Searching to hire your very first CFO or wanting only some interim coverage? We provide CFOs for urgent short term projects and longer term engagements. Customizable with fair pricing so you cover your business and don’t have to get into a potentially very bad and costly full time hire. Sam McQuade CFO has successfully scaled his decades old ideas into an innovative full-service Financial Partner Solution for incubators, startups, emerging business concepts as well as well-established international companies, corporations and organizations with the introduction of Panterra Finance. The Panterra Finance professional executive team members are equipped to provide an industry leading concept of an on demand Fractional CFO and Interim CFO during pivotal transitions. Read additional information on Sam McQuade CFO.

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Financial Services

Premium benefits to hire a fractional Chief Financial Officer with Sam McQuade

Quality advantages to hire a fractional Chief Financial Officer by Sam McQuade CFO: What Does a CFO Do? The CFO’s role is twofold: Oversee the organization’s financial activities, including being responsible for the finance and accounting professionals who perform operational functions, and serve in a strategic advisory role for the CEO and C-suite peers. Brainyard’s Winter 2021 Survey shows how finance and business leaders rank success factors and how those priorities have changed over time. Meeting revenue and earnings goals and keeping cash flow stable are clearly in the CFO’s purview. Finance chiefs also advise department heads across the organization, assisting them in both maximizing revenues, if they serve in a revenue-generating capacity, and controlling expenses without sacrificing customer or employee satisfaction or the company’s reputation.

Smaller companies, incubators and startups could not match the salaries that the full time CFO commanded on the world financial stage. The seeds for the concept of an Interim or Fractional CFO were planted in the mind of Sam McQuade almost 3 decades ago when he first entered the world of International Finance as an Entrepreneur Consultant in Geneva Switzerland after achieving his MBA/MA at European University. During this tumultuous time at the turn of the century on the international financial scene, Mr. McQuade was ahead of his time. He offered as needed financial consultation services for international behemoths the Swiss based Nestle Corporation and the US based medical device corporation Stryker. The focus of his services, which would years later be foundational in the concepts of Panterra was a new model in product development, manufacturing and marketing. Read additional information at Sam McQuade CFO.

CFOs usually are responsible for key finance functions which have included broad categories of accounting, treasury, financial planning and analysis (FP&A), controls, compliance, tax, and audit. Going forward towards 2022, the same functions exist, but they are getting more automated, so the CFO can focus more on forward perspectives. Storytelling requires strong emotional intelligence and solid communication skills. Here’s the four key areas the CFO can be messaging: Why & Purpose: Communicating the “Why” is one of the strongest messages the CFO can deliver. It’s not only the reason for the corporate existence, but it’s also very motivational for all the stakeholders. This message should be repeated frequently and consistently to make people feel the genuine purpose.

The key duties of the CFO position vary depending on the size of the organization, its industry and whether it’s a public or private company but generally fall into three broad functional areas: controller, treasury and strategy and forecasting. Organizations may have professionals overseeing some or all of these roles and reporting to the CFO. Controllers run day-to-day accounting and financial operations and often hold a CPA or MBA. They are responsible for creating reports that provide insights into a company’s financial standing, including accounts receivable, accounts payable, inventory and payroll.

Now, suppose there is a problem with the website. Maybe the server goes down, or maybe there is a bug in the code. In such a case, the smart contract will still be functional, and the transactions will still take place. This is because the smart contract is running on the blockchain, which is a decentralized network. Even if one node in the network goes down, the other nodes will still be up and running, and the transactions will take place. This is just a very simple example to show you how a DAO works. In reality, DAOs can be much more complex, and they can do many more things. For instance, they can be used to create decentralized versions of traditional companies or organizations.

What Does a Fractional CFO do for a Company? Fractional CFOs most commonly partner with companies to help overcome financial challenges, achieve growth, optimize strategy, implement systems, raise capital, or navigate an audit or transaction. Overcoming Specific Challenges: Fractional CFOs are often brought into an organization when there are financial challenges that the company’s existing team does not have either the skills or manpower to overcome. In many cases, a company does not have an in-house CFO. In some cases, however, the company may have an existing CFO, and the fractional CFO acts as a partner or advisor or helps lead separate projects such as raising capital or navigating an audit.

Selling your business or looking to buy others? Our experts can lead the deal and make sure that you have a thoughtful ownership transition. We are happy to provide second opinions on valuations as well so you have another perspective and feel better before your close the deal.

Understanding DAO: Now, suppose the same transaction happens on a decentralized network like the Bitcoin network. There is no central entity here. Both parties can interact with each other directly. The product is transferred from A to B, and $100 is transferred from B to A. This transaction is then recorded on a digital ledger which is available to everyone in the network. So there is complete transparency, and everyone knows that the transaction has taken place. This process of recording transactions on a digital ledger is what we call ‘blockchain technology.’ This is not limited to just financial transactions; it can be used to record any kind of transaction. Now that we know what blockchain is, let’s get back to DAO.

The CFO is responsible for effective and efficient financial operations including accounting, financial reporting, cash management, budgeting, maintaining controls and issues such as capital structure, investor relations, and financing. The CFO is also involved with strategic planning and financial analysis related to mergers, acquisitions, and divestitures, as well as providing expert financial and operational guidance to business owners to maximize cash flow, minimize business risk, and increase the value of the enterprise.

Looking to hire your very first CFO or need interim coverage? We offer CFOs for urgent very short term projects and longer term engagements. Flexible with clear pricing so you cover your business and don’t have to rush into a potentially bad solution and expensive full time hire. Along with the core services of C-Suite Level Executives in Finance and a contingent of Fractional CFO talent and experienced Intermittent CFO innovators, Panterra Finance services include: international Business – Experts in Global Tax Liabilities and Cash Flow Strategies, investments and planning. Mergers and Acquisitions (M&A) Advisory – Providing valuations as well as independent perspectives on offers and options. Internal Audits – Independent internal auditors with in-depth reports highlighting risks and vulnerabilities. Risk Management – A worldwide footprint enables Panterra Finance to identify risks and opportunities in the new world economy. Compliance Review – Actionable understanding when entering markets with new rules, regulations, laws and international asset allocation decisions. Read even more details at Sam McQuade CFO of Panterra Finance.

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Financial Services

Best benefits when hiring fractional CFO from Sam McQuade

Premium advantages to hire a fractional CFO from Sam McQuade CFO: Generally speaking, the CFO position is reserved for very experienced professionals with established track records in their field. CFOs are generally equipped with advanced educational designations, such as a Master of Finance or Chartered Financial Analyst (CFA) designation. Many CFOs have professional backgrounds in fields such as accounting, investment banking, or financial analysis. For financial professionals, the CFO is among the most prestigious and highly-paid positions available in a firm.

In these early years of creating innovations in the corporate C-Suite, Sam McQuade nurtured and created a maverick approach to new finance operations for Stryker as it broke through to the lucrative emerging markets in Central and Eastern Europe (CEE)). While approaching the markets in the growing economies of Poland, Czech Republic, Hungary, Croatia and Romania, Sam McQuade was recognizing the need for Interim and Fractional CFO’s for the avalanche of incubators and startup companies in these underdeveloped economies that were on the cusp of being integrated into modern International Finance systems and markets. Find extra info at Sam McQuade CFO.

CFOs usually are responsible for key finance functions which have included broad categories of accounting, treasury, financial planning and analysis (FP&A), controls, compliance, tax, and audit. Going forward towards 2022, the same functions exist, but they are getting more automated, so the CFO can focus more on forward perspectives. Storytelling requires strong emotional intelligence and solid communication skills. Here’s the four key areas the CFO can be messaging: Why & Purpose: Communicating the “Why” is one of the strongest messages the CFO can deliver. It’s not only the reason for the corporate existence, but it’s also very motivational for all the stakeholders. This message should be repeated frequently and consistently to make people feel the genuine purpose.

Internal factors include sales trends, labor and HR-related costs, the price of raw materials and more, while external data inputs could include opportunity cost for capital, shifts in market demand, emerging competitors and advances in technology. To monitor the external environment, CFOs may rely on government data, analyst firms and business and general media, supplemented with insights gleaned through trade and association memberships and the input of board members, lenders and others.

Friends With Benefits is a decentralized social network. It allows users to connect with each other and share content. It allows the users to collaborate and create new content. Users may connect with individuals who share their interests in other cities through city-specific hubs. The more FWB tokens a user has, the more opportunities to meet and interact with others develop. This is a decentralized autonomous organization (DAO) that uses the power of the blockchain to adjudicate disputes. Kleros is a DAO because it is powered by smart contracts. The Kleros token (PNK) is used to incentive jurors to vote on disputes. When someone wants to submit a dispute to Kleros, they first have to deposit some PNK. If the jury rules in favor of the person who submitted the dispute, then they get their PNK back. If the jury rules against them, then they lose their PNK. Kleros can be used to adjudicate any kind of dispute. It has been used to adjudicate disputes in online markets, freelance platforms, and even in the sharing economy.

A fractional CFO helps determine how to get you from where you are to where you want to go. Growing a business requires strategic use of capital. For many fractional CFOs, one of their most important contributions will be providing a financial forecast that will act as a blueprint to achieve the growth in the most efficient, accelerated, and sustainable way possible. With a short-term (next 90 days), mid-term (rest of this year), and long-term (next 3-5 years) view of the business, a company can better anticipate its trajectory and cash position or requirements. It can make it easier to manage through the lean times, help determine when and how to secure loans or investments, anticipate future owner compensation, and help plan and prioritize future business decisions such as staffing, production, geographical expansion, etc.

We are your ally in managing business risks. In a world that is rapidly changing, we help you identify what that change means for your business and what measures you need to employ to protect it from a range of risks in the new economy.

The last two to three decades have seen a paradigm shift in the lives of almost everyone. The Internet and the web particularly have given a whole new meaning to the way we communicate and interact with each other. Web1.0 was all about connecting people and devices. Web2.0 was all about connecting people with each other. Recent years have seen the development of Web3.0 which is an entirely different ball game. Web3.0 is all about connecting people with machines and devices to create a more efficient and trustworthy internet. This new web is built on the back of blockchain technology which allows for decentralization, transparency, and security. One of the most exciting applications of this technology is the DAO or decentralized autonomous organization. With everything Web3.0, some concepts are harder to understand than others for now. With increased adoption, they will enter the mainstream sooner.

A properly qualified CFO is a business professional with relevant experience within various commercial environments. This important distinction between a career CFO and the CPA is key. The CFO can solve many financial and business problems in short order, due to having had experience in such matters and the ability to quickly identify and address issues and employ best practices and techniques. Hiring a CFO to perform the financial and administrative functions of the business, frees up the business owner so they can focus on other value-enhancing aspects of the business. In addition to bringing financial and accounting expertise – a CFO can deal with most administrative areas such as human resources, facilities, insurances, legal and compliance, as well as stakeholder relations.

Searching to hire your very first CFO or need interim coverage? We provide CFOs for urgent very short term projects and longer term engagements. Adaptable with clear pricing so you solve the needs of your business and don’t have to rush into a potentially bad solution and expensive full time hire. Sam McQuade CFO has successfully scaled his decades old ideas into an innovative full-service Financial Partner Solution for incubators, startups, emerging business concepts as well as well-established international companies, corporations and organizations with the introduction of Panterra Finance. The Panterra Finance professional executive team members are equipped to provide an industry leading concept of an on demand Fractional CFO and Interim CFO during pivotal transitions. Find extra information on Sam McQuade.

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Financial Services

Best benefits to hire a fractional Chief Financial Officer with Sam McQuade CFO

Sam McQuade CFO of Panterra Finance about interim CFO advantages these days: A fractional CFO is often brought into a company to help overcome specific financial challenges such as: Cash flow issues; Low gross margins; High expenses; Outgrown existing systems; Need to make cost cuts; Navigating an audit. Create Forward-Facing Financial Visibility: Fractional CFOs are also helpful in optimizing or implementing more forward-facing financial visibility. While many financial professionals such as bookkeepers, accountants, and controllers are tasked with keeping past and current finances organized and well-documented, a CFO focuses on the future. Discover extra details at Sam McQuade.

With technological advances disrupting job descriptions, the organization will have its share of fear and resistance. Given the close collaboration between finance and information technology, the CFO is in a unique position to anticipate the future needs of organization and help mentor people with their reskilling into other growth areas. What else do you think CFOs can be doing now to adapt to the future? I’d be very grateful if you provide your comments and share your thoughts. Thank you!

Developing the Interim and Fractional CFO Concept with Experience: From the inside looking out, Sam McQuade continued to sharpen his skills and nurture the ideas and mission of Panterra Finance. He spent time in the executive suites of Dell, as a Finance Manager and a Financial Planning and Analysis Manager where he achieved a 400% revenue growth in the Swiss market. Other stops in corporate suites, each of which shaped the final innovative services offered by Panterra Finance.

Now, suppose there is a problem with the website. Maybe the server goes down, or maybe there is a bug in the code. In such a case, the smart contract will still be functional, and the transactions will still take place. This is because the smart contract is running on the blockchain, which is a decentralized network. Even if one node in the network goes down, the other nodes will still be up and running, and the transactions will take place. This is just a very simple example to show you how a DAO works. In reality, DAOs can be much more complex, and they can do many more things. For instance, they can be used to create decentralized versions of traditional companies or organizations.

As independent internal auditors, we compile in-depth audit reports that convey insights on both known and unknown risks and vulnerabilities in order to protect your business. We hold a niche in capital project auditing and in assisting start-ups with outsourced Internal Audit services.

The most important thing to understand about a DAO is that it is autonomous. This means that it can exist and continue to function without any human intervention. Once the code is written and deployed, the DAO will continue to run according to the code that governs it. This is made possible by the fact that smart contracts are immutable. This means that they cannot be changed or altered in any way once they have been deployed to the Ethereum blockchain. The DAO’s basic idea, while intriguing, is also fascinating, and it represents a point where technology trends such as artificial intelligence (AI), blockchain, and the internet of things (IoT) are coming together to provide fresh possibilities.

A full-time CFO may be a luxury few small businesses can justify. A feasible and recommended alternative to a full-time resource is a fractional CFO. This has the advantage of bringing a senior-level financial expert to the table but at a fraction the cost of a full-time resource. A fractional arrangement can work well indefinitely, and right up until a full-time CFO is needed. By basing key business decisions on relevant and accurate financial information, the business owner can avoid costly mistakes and reduce the risk of loss. Key decisions include those about financing the business, expansion or downsizing, whether to enter a new market or produce a new product; make or buy decisions and capital investments, to name a few.

Do you want to hire your very first CFO or need interim coverage? We offer solution CFOs for urgent short term objectives and longer term engagements. Adaptable with clear pricing so you cover your business and don’t have to get into a potentially very bad and expensive full time hire. The Fractional CFO and Interim CFO experiences gained by the executives assigned to these positions throughout Panterra Finance offers them a broad perspective of the dynamic changes in international markets. The part time CFO executives at Panterra Finance have access to worldwide teams that are proficient in and have initiated innovative strategies in projects centered on DeFi, Blockchain, Bitcoin, Ethereum, Crypto, Tokenization, ICO, IDO, and STO services. Read additional info at https://www.anibookmark.com/user/samueledwinmcquade.html.

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Financial Services

최고 평점 암호화폐 거래소 회사 비트불스 최고

비트불스 우수 선물 거래 서비스: 미국은 엄청난 성장을 할 준비가 되어 있습니다. 최근에 제정된 1조 8천억 달러의 재정 부양 패키지는 미국 소비자에게 또 다른 큰 기회를 제공합니다. 그리고 이 부양책은 백신이 광범위하게 보급됨에 따라 경제가 이미 다시 가속화되고 있어야 하는 시점에 나옵니다. 연중 가능합니다. 경제가 보다 완전하게 재개됨에 따라 우리는 서비스 부문에서 강력한 반등을 이끌기 위해 억눌린 수요를 찾습니다. 예를 들어, 항공 여행에 대한 수요는 가족이 다시 휴가를 떠나면서 초과될 가능성이 있습니다. 향후 90일 이상 동안 급격히 더 많은 여행 예약이 예정되어 있는 데이터에서 이 재개장 주제에 대한 증거가 이미 있습니다. 2021년에는 7%의 실질 GDP 성장이 가능해 보이며 이는 1984년 이후 최고의 역년 결과가 될 것입니다. 좋은 소식은 이러한 추세 이상의 성장을 상당 부분 흡수할 수 있는 여력이 있다는 것입니다. 우리는 연준이 2023년 말이나 2024년 초까지 기준금리를 0으로 유지하기를 바라며, 이는 여기서부터 10년물 수익률 상승을 둔화시킬 것입니다. GDP와 기업 이익 성장에 대한 업계의 합의는 이제 한결같이 낙관적입니다. 메가캡 기술주와 같은 2020년 COVID-19 승자에 크게 치우친 벤치마크 미국 주식 시장 익스포저에 초점을 맞추는 대신, 우리는 주식 시장의 더 저렴하고 주기적인 영역에서 더 큰 기회를 계속 보고 있습니다. 이러한 증권은 일반적으로 지난 2분기 동안 강세를 보였지만 여전히 매력적인 상대 밸류에이션에서 거래되고 있다고 생각합니다.

사람들에는 두 가지 유형이 있습니다. 예산 책정을 좋아하는 사람과 그렇지 않은 사람입니다. 나는 후자의 캠프에 있습니다. 나는 확실히 예산 책정의 팬이 아닙니다. 예산 책정은 종종 가장 큰 기쁨을 가져다주는 작은 구매를 줄이는 데 너무 많은 시간을 소비하는 희소성 사고 방식을 강화하는 경우가 많습니다. 들어오고 나가는 모든 페니를 추적하는데 너무 많은 시간이 걸립니다. 그러나 당신이 예산 책정에 관심이 있다고 생각하는 유형의 사람이라면 예산 책정 방법을 배워야 합니다. 예산을 세우는 대신 가장 큰 세 가지 지출인 주택, 교통비, 식비를 최적화하는 데 집중합니다. 당신이 가장 많은 돈을 쓰는 가장 많은 돈. 하우스 해킹(부동산 투자의 한 형태)을 통해 소득의 30% 이상을 쉽게 저축할 수 있습니다. 귀하의 임대료 또는 모기지는 매월 가장 큰 지출일 가능성이 높으므로 가능한 한 많이 줄이고 저축액을 투자하면 빠르게 합산됩니다. 주택 비용 외에도 새 차 대신 중고차를 구입하고 그 저축액을 투자하는 것이 거의 항상 가장 경제적입니다. 시간을 들여 식비를 줄이고 외식비를 아끼기 위해 노력하는 것도 가치가 있습니다. 학자금 대출, 신용 카드, 모기지 빚 등 빚을 지고 있는 것은 종종 우리를 밤샘하게 하고 엄청난 스트레스를 줍니다. 하지만 많은 사람들이 매일 빚에서 벗어나고 당신도 할 수 있으니 걱정하지 마세요. 또한 모든 부채는 평등하게 생성되지 않습니다. 자세한 내용은 좋은 부채 대 나쁜 부채에 대한 내 게시물을 확인하십시오. 기본 사항은 매우 간단합니다. 부채 관리는 숫자 게임일 뿐입니다. 항상 가장 높은 이자율로 빚을 먼저 갚으십시오. 거의 모든 경우에 신용 카드 부채가 가장 높은 이자율을 지니며 개인 대출, 학자금 대출, 모기지가 그 뒤를 잇습니다. 많은 전략이 있지만 가장 작은 잔고를 먼저 갚은 다음 다음으로 큰 부채(일명 부채 눈덩이)로 옮기거나 가장 큰 부채를 먼저 갚는(부채 사태) 것과 같이 부채를 갚는 것은 훌륭한 부채 상환 전략이 아닙니다. 가장 많은 돈을 저축하는 데 집중하지 마십시오. 보다 추가의 세부 이 웹사이트에서 https://www.linkedin.com/in/phoenix-choi/.

상위 외환 회사 비트불스 최고: 이러한 거래자들은 일반적으로 차익 거래 기회와 뉴스 이벤트를 통해 손쉬운 이익을 추구합니다. 그들의 자원을 통해 개별 거래자가 반응하기 전에 덜 위험한 일일 거래를 활용할 수 있습니다. 개인 거래자는 종종 다른 사람의 돈을 관리하거나 단순히 자신의 돈으로 거래합니다. 트레이딩 데스크에 접근할 수 있는 사람은 거의 없지만 커미션에 많은 금액을 지출하고 다른 리소스에 접근하기 때문에 중개 회사와 강한 유대 관계를 유지하는 경우가 많습니다. 그러나 이러한 리소스의 범위가 제한되어 기관 데이 트레이더와 직접 경쟁할 수 없습니다. 대신 그들은 더 많은 위험을 감수해야 합니다. 개별 트레이더는 일반적으로 유동성이 높은 주식의 작은 가격 변동에 대해 적절한 수익을 창출하기 위해 기술 분석 및 스윙 트레이드(일부 레버리지와 결합)를 사용하여 일일 거래를 합니다. 데이 트레이더는 일반적으로 다음이 모두 필요합니다. 이것은 일반적으로 대규모 기관에서 일하는 트레이더 또는 많은 돈을 관리하는 트레이더를 위해 예약되어 있습니다. 거래 또는 거래 데스크는 이러한 거래자에게 중요한 즉각적인 주문 실행을 제공합니다. 예를 들어, 인수가 발표되면 합병 차익 거래를 고려하는 데이 트레이더는 나머지 시장이 가격 차이를 이용하기 전에 주문을 할 수 있습니다. 뉴스는 대부분의 기회를 제공합니다. 중요한 일이 발생했을 때 가장 먼저 아는 것이 중요합니다. 일반적인 트레이딩 룸은 모든 주요 뉴스 와이어, 뉴스 조직의 지속적인 보도, 중요한 기사에 대한 뉴스 소스를 지속적으로 스캔하는 소프트웨어에 액세스할 수 있습니다.

데이 트레이딩이 논란이 되는 이유는 무엇입니까? 데이 트레이딩의 잠재 수익은 월스트리트에서 자주 논의되는 주제입니다. 인터넷 일일 거래 사기는 단기간에 막대한 수익을 약속함으로써 아마추어들을 유혹했습니다. 어떤 사람들은 충분한 지식 없이 데이 트레이딩을 합니다. 그러나 위험에도 불구하고(혹은 위험 때문에) 성공적인 생활을 하는 데이 트레이더가 있습니다. 많은 전문 자금 관리자와 재정 고문은 데이 트레이딩을 피합니다. 그들은 대부분의 경우 보상이 위험을 정당화하지 못한다고 주장합니다. 게다가 많은 경제학자와 금융 종사자들은 모든 종류의 능동적 거래 전략이 특히 수수료와 세금을 고려한 후 시간이 지남에 따라 더 기본적인 수동 지수 전략보다 실적이 저조한 경향이 있다고 주장합니다.

또한 시장이 실제로 어떻게 작동하는지에 대한 기본 사항을 이해하는 것도 중요합니다. Forex Smart Trading을 사용하면 통화 쌍을 거래할 수 있습니다. 즉, 본질적으로 다른 통화로 한 통화를 다른 통화로 판매하게 됩니다. Forex 스마트 트레이딩과 트레이딩에 대한 자세한 정보를 위해 Forex는 새로운 트레이더를 위한 입문 시험을 제공합니다! 이 평가판을 사용하면 교육 웨비나 및 교육 비디오 과정에 매일 액세스하여 차기 최고의 트레이더가 될 수 있습니다. 또한 BitsBulls의 라이브 트레이더 채팅 앱에 액세스할 수 있으며, 이 앱을 통해 Forex 전문가와 연결하여 입문 과정을 안내할 수 있습니다. 이 평가판은 Forex Smart Trading에 대한 내부 특종과 시장이 전반적으로 어떻게 작동하는지 알 수 있는 환상적인 방법입니다. 그러나 또한 새로 배운 기술로 – 연습이 완벽을 만듭니다! 훌륭한 트레이더가 되기 위한 핵심은 일관성과 연습입니다. 다행스럽게도 BitsBulls는 위험 부담 없이 자신만의 거래를 연습할 수 있는 데모 계정을 제공합니다. 이것은 당신이 온라인에서 당신의 돈의 스트레스 없이 전체 거래 과정의 스윙에 들어갈 수 있는 좋은 방법입니다. 새로운 트레이더는 거래 프로세스를 개념화하고 위험이 낮은 환경에서 실행하는 데 도움이 되기 때문에 이 기능을 즐깁니다. 특히 잠재적 손실을 최소화하려는 경우 자신의 투자 자금을 조달하기 전에 거래 프로세스를 연습하는 것이 매우 중요합니다. 연습은 특정 용어, 소프트웨어, 차트, 환율 등에 익숙해지는 좋은 방법이기도 합니다. Forex와 전체 프로세스에 익숙해지는 또 다른 좋은 방법은 Forex 전문가의 블로그와 비디오를 찾아 전략적 팁을 배우는 것입니다. 다행스럽게도 BitsBulls는 블로그, 비디오 및 우리 사이트에서 직접 살펴보고 배울 수 있는 사용 후기를 제공합니다!

최고 평점 선물 시장 회사 비트불스 최고: 거래 관행에 따르면 모든 시장 및 자산(통화 쌍, 주식, 선물)에서 추세에 열려 있는 거래의 최대 80%가 이익으로 끝납니다. 그리고 미리 정해진 만료 시간이 있는 바이너리 옵션 신호의 경우 명시적인 가격 방향이 필수입니다. 추세가 무엇인지 정의하는 것부터 시작하겠습니다: 상승 추세 또는 «강세». 다음 각 최고가(최고) 및 최저(최저)는 이전 가격보다 높습니다. 하락 추세 또는 «약세». 각각의 다음 최대/최소는 이전 것보다 낮습니다. 분석을 단순화하기 위해 최소 3회 최대/최소 후에 추세선이 차트에 그려집니다. 초보자를 위한 교육 과정 바이너리 옵션은 주요 추세의 방향으로만 거래를 개시할 것을 권장합니다. 채널 경계에서 반등할 때 단기 거래를 개시할 수 있을 때 한 방향으로 최소 3-4개의 캔들. 단기 옵션의 경우 가장 효과적인 전략은 추세선이 무너진 후 주요 방향으로 반전된 후 거래를 시작하는 것입니다. 대략 이렇습니다: 반전의 첫 징후가 나타나면 하락 추세에 PUT을 열거나 상승 추세에 CALL을 엽니다. 트랜잭션 기간은 차트의 규모에 따라 다릅니다. 추세 분석을 위해 선택한 기간보다 만료 기간이 최소 2-3배 더 긴 가장 신뢰할 수 있는 옵션이 해결됩니다. 강한 추세를 보는 시간 프레임이 길수록 거래 시간이 길어집니다.

Westernpips Group 회사는 알고리즘 시스템, 첨단 IT 인프라, 대규모 개발 및 광범위한 다양한 서비스의. 프로그램은 회사의 주요 정보 제품 중 하나입니다. 자격을 갖춘 우리 팀의 프로그래머들은 Forex 시장과 CFD 뿐만 아니라 암호화폐 시장을 위한 소프트웨어를 개발하고 있습니다. 당사의 소프트웨어는 현재 가장 큰 유동성 제공자(호가)를 결합하고 있으며, 특히 외환, CFD 및 암호화 통화에 대한 차익 거래를 위한 많은 도구를 사용하여 차익 거래를 위해 특별히 제작된 당사 전문가의 고유한 개발입니다. Westernpips Group은 거래소에서 직접 빠른 데이터 피드를 제공하는 몇 안 되는 회사 중 하나입니다. 그 결과 고객은 가장 빠르고 신뢰할 수 있으며 정확한 견적을 받을 수 있습니다. 많은 대형 기관 거래자들은 차익 거래에서 Westernpips Group의 소프트웨어에 의존합니다.

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Whether it is the tensions in the Middle East, Africa or elsewhere, it is becoming increasingly obvious that political and economic uncertainty is another reality of our modern economic environment. For this reason, investors typically look at gold as a safe haven during times of political and economic uncertainty. Why is this? Well, history is full of collapsing empires, political coups, and the collapse of currencies. During such times, investors who held gold were able to successfully protect their wealth and, in some cases, even use the commodity to escape from all of the turmoil. Consequently, whenever there are news events that hint at some type of global economic uncertainty, investors will often buy gold as a safe haven.

The United States is primed for supercharged growth. The recently enacted $1.8 trillion fiscal stimulus package provides another big shot in the arm for the U.S. consumer. And this stimulus comes at a time when the economy should already be re-accelerating as vaccines become broadly available around the middle of the year. With the economy reopening more-completely, we look for pent-up demand to drive a strong bounce in the service sectors. Demand for air travel, for example, is likely to overshoot as families go on vacations again. There is already evidence of this re-opening theme in the data, with sharply higher travel bookings scheduled more than 90 days into the future. Real GDP growth of 7% looks possible for 2021, which would be the best calendar-year outcome since 1984. The good news is that there is spare capacity to absorb much of this above-trend growth. We look for the Fed to keep its benchmark rate at zero until late 2023 or early 2024, which should slow the rise in 10-year yields from here. The industry consensus for GDP and corporate earnings growth is now uniformly optimistic. Rather than focusing on benchmark U.S. equity market exposure—which skews heavily toward the 2020 COVID-19 winners such as mega-cap technology stocks—we continue to see bigger opportunities in the cheaper and more cyclical areas of the equity market. These securities have generally been performing strongly over the last two quarters, but we believe still trade at attractive relative valuations.

Is it really necessary to check your investment accounts from your phone? Investing apps tend to vacuum up your free time and don’t really provide much in return, other than a temptation to trade. Obsessively checking your accounts is a futile exercise, and by only accessing your investments from a computer, you save time and improve account security. Granted, there is a level of convenience associated with apps, but it may come at the expense of your overall time and attention. If you don’t want to delete the apps, try to move them to a part of your phone that’s less visible. See even more details on travelquicks.com.

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Financial Services

Sam McQuade CFO of Panterra Finance talking about interim Chief Financial Officer advantages these days

Sam McQuade about fractional Chief Financial Officer benefits in this period of recession: What Does a Fractional CFO do for a Company? Fractional CFOs most commonly partner with companies to help overcome financial challenges, achieve growth, optimize strategy, implement systems, raise capital, or navigate an audit or transaction. Overcoming Specific Challenges: Fractional CFOs are often brought into an organization when there are financial challenges that the company’s existing team does not have either the skills or manpower to overcome. In many cases, a company does not have an in-house CFO. In some cases, however, the company may have an existing CFO, and the fractional CFO acts as a partner or advisor or helps lead separate projects such as raising capital or navigating an audit. See more details at Sam McQuade CFO of Panterra Finance.

CFOs usually are responsible for key finance functions which have included broad categories of accounting, treasury, financial planning and analysis (FP&A), controls, compliance, tax, and audit. Going forward towards 2022, the same functions exist, but they are getting more automated, so the CFO can focus more on forward perspectives. Storytelling requires strong emotional intelligence and solid communication skills. Here’s the four key areas the CFO can be messaging: Why & Purpose: Communicating the “Why” is one of the strongest messages the CFO can deliver. It’s not only the reason for the corporate existence, but it’s also very motivational for all the stakeholders. This message should be repeated frequently and consistently to make people feel the genuine purpose.

Smaller companies, incubators and startups could not match the salaries that the full time CFO commanded on the world financial stage. The seeds for the concept of an Interim or Fractional CFO were planted in the mind of Sam McQuade almost 3 decades ago when he first entered the world of International Finance as an Entrepreneur Consultant in Geneva Switzerland after achieving his MBA/MA at European University. During this tumultuous time at the turn of the century on the international financial scene, Mr. McQuade was ahead of his time. He offered as needed financial consultation services for international behemoths the Swiss based Nestle Corporation and the US based medical device corporation Stryker. The focus of his services, which would years later be foundational in the concepts of Panterra was a new model in product development, manufacturing and marketing.

To make you understand it in simple words, let me explain it with an example. Suppose there is a website that allows people to buy and sell products. This website has a smart contract that governs how the transactions will take place. When someone wants to buy a product, they will send a request to the smart contract. The smart contract will then check if the person has enough money to buy the product. If they do, then the transaction will take place, and the product will be sent to the buyer. If the person doesn’t have enough money, then the transaction will not take place.

We are your ally in managing business risks. In a world that is rapidly changing, we help you identify what that change means for your business and what measures you need to employ to protect it from a range of risks in the new economy.

A lot of our clients at Panterra Finance ask us about DAOs, what they are, and how they work. So we thought it would be helpful to write a blog post explaining them. Before getting into DAO, a brief few things about blockchain. A blockchain is a decentralized and distributed digital ledger that records transactions on many computers so that the record cannot be altered retroactively without the alteration of all subsequent blocks and the collusion of the network. Sounds complicated? Let’s take an example to understand this better. Suppose there are two people, A and B, who want to transact with each other. A wants to buy a product from B worth $100. In the old way of transacting, A would hand over the $100 to B, and B would hand over the product to A. This process is called ‘centralized’ because there is one central entity, in our case, a bank or PayPal, through which both parties have to go through to complete the transaction.

This differs from the services traditionally provided by the external CPA who focuses on audits, reviews, taxes, and compliance work. Although valuable and very necessary, this work is more “backward-looking” in nature ensuring that past events are correctly reported and accounted for. The CFO however, is more focused on the “forward-looking” aspects of the finances, to help chart the course and ultimately navigate the business to success.

Do you want to hire your first CFO or need interim coverage? We offer solution CFOs for immediate short term objectives and longer term engagements. Adaptable with clear pricing so you solve the needs of your business and don’t have to rush into a potentially bad solution and expensive full time hire. Sam McQuade CFO is the Founder and CEO of Panterra Finance. This worldwide Financial Partner Solution services is a leading innovator in the new economy of scale offering a new executive suite model with the Fractional CFO and Interim CFO. The Panterra Finance team with expert Interim CFO executives and Fractional CFO services brings with it a global financial leadership team to the new world economy. Describing Panterra Finance in his own words, CFO Sam McQuade stated : As Founder/CEO of Panterra Finance, I am on mission to help guide businesses to achieve success through thoughtful strategic financial collaboration. Discover extra details at https://www.anibookmark.com/user/samueledwinmcquade.html.

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Financial Services

Rare NFT acquisition solutions 2023

Rare NFT acquisition expert right now: What is NFT Used For? People interested in Crypto-trading and people who like to collect artwork often use NFTs. Other than that, it has some other uses too like: Digital Content – The most significant use of NFTs today is in digital content. Content creators see their profits enhanced by NFTs, as they power a creator economy where creators have the ownership of their content over to the platforms they use to publicize it. Gaming Items – NFTs have garnered considerable interest from game developers. NFTs can provide a lot of benefits to the players. Normally, in an online game, you can buy items for your character, but that’s as far as it goes. With NFTs, you can recoup your money by selling the items once you’re finished with them. See even more info on superrare NFT.

Real estate can also be tokenized—a property could be parceled into multiple sections, each containing different characteristics. For example, one of the sections might be on a lakeside, while another is closer to the forest. Depending on its features, each piece of land could be unique, priced differently, and represented by an NFT. Real estate trading, a complex and bureaucratic affair, could then be simplified by incorporating relevant metadata into a unique NFT associated with only the corresponding portion of the property.

Boxing superstar Floyd Mayweather Jr. and music mogul DJ Khaled once promoted Centra Tech, an ICO that raised $30 million at the end of 2017.6 Centra Tech was ultimately deemed a scam in court, resulting in the two celebrities settling charges with U.S. regulators, plus three Centra Tech founders pleading guilty to ICO fraud. Investors seeking to participate in ICOs should familiarize themselves with cryptocurrency and understand everything about an ICO before participating. Because ICOs are barely regulated, prospective investors should exercise extreme caution when investing.

What is Cryptocurrency? Cryptocurrency is a form of virtual currency rooted in “blockchain” technology. A blockchain is a digital public ledger of transactions that is decentralized, which means that it doesn’t rely on the oversight or management of a third party (such as a bank or exchange) in order to facilitate secure transactions. Information regarding transactions is digitally stored on the blockchain in a way that can’t be manipulated or falsified. This digital public ledger is distributed across a network, is fully transparent, and is invulnerable to decryption, fraud, or human error. As a result, blockchain allows for the virtual exchange of tokens (cryptocurrencies) for goods and services between two verifiable parties without the need for a trusted third party. This is why such exchanges are often referred to as “trustless.”

Since you don’t have to register for an account at a financial institution to transact with cryptocurrency, you can maintain a level of privacy. Transactions are pseudonymous, which means you have an identifier on the blockchain — your wallet address — but it doesn’t include any specific information about you. This level of privacy can be desirable in many cases (both innocent and illicit). That said, if someone connects a wallet address with an identity, all of the transaction data is public. There are several ways to further mask transactions, as well as several coins that are privacy-focused to enhance the private nature of cryptocurrency.

Cloud mining has been developed as a way to mine blockchain currency by using rented cloud computing power without having the need to install or directly run any related software or hardware. People can remotely participate in blockchain currency mining by opening an account and paying a minimal cost. Thus, cloud mining firms have made mining more accessible and profitable for a larger group of people. Minedollars is mobile cloud-mining software that enables anyone to mine Bitcoin from the comfort of their own home.Minedollars uses advanced mining technology to let users mine different tokens at competitive costs. They thus garner the highest possible return on investment from the mining operation.

What are the benefits of digital marketing when it comes to your company? Here are some of the benefits that can come with utilizing digital marketing when growing your business. Whether it’s a new start-up or you’ve been established for a while, it’s all relevant. Digital marketing helps to target the right audience through data collection and an awareness of what works for your market. Many marketing campaigns rely on knowledge of your audience and what they require to engage with your business.

One of the best arguments in favor of investing in cryptocurrency—and for some, the primary impetus behind the use of blockchain—is that it allows for a type of transparency that protects all parties in a transaction. Because all cryptocurrency transactions are encrypted on a publicly distributed ledger that cannot be altered or manipulated, there are fewer likely investment risks as a result of regulatory obfuscation, internal falsification of financial data, incorrect valuations and the countless other discrepancies that cost investors billions on traditional exchanges. As Forbes explains to the novice crypto investor, “Imagine perfect transparency for the unicorns: a dramatic reset in valuation would be unlikely if all of the company’s finances were transparent from the outset and potential investors scrutinized their viability. Balloon spikes would happen much less frequently, and all constituents would be better served.” In this way, cryptocurrency has emerged as a solution for many of the problems plaguing a deeply flawed traditional finance system. And in doing so, it has created a new layer of protection for the everyday investor. See extra info on planetwired.com.

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Financial Services

ISO agent program program guides and merchant services business opportunities right now

NorthAmerican Bancard agent program advices and merchant services business opportunities right now: We don’t just offer ISO Merchant Services, we are also a Credit Card Processor! We own EPX! Although we still work with our partners Global Payment since 1992 and First Data since 2007, we acquired our own platform, EPX in 2015. EPX can optimize interchange, which means we can process the same transactions for less. This means we can save merchants more money and make you more money. In addition to whatever technology you place in your merchant’s business, EPX merchants get access to PaymentsHub.com which works as a Virtual Terminal in addition to access to online data, statements and reports. Your merchants will be able to send e-invoices and set up automatic e-billing for no additional charge. You cannot imagine how helpful that was during Covid 19’s shut down. It helped our merchants survive and our sales partners’ businesses thrive. Find more details on how to become a digital payments agent.

With the power wielded by technology, merchants now have the ability to track down decline rates data for instance, which leads them to fashioning newer rules for better card acceptance rates and lower transaction costs. Online payment systems even offer various additional features, such as enabling users to customize items on their store, to provide a better shopping experience to their customers.

Get detailed reporting with North American Bancard’s portfolio management tool. This sales tool allows you to track merchant account transactions down to the penny. The Best Sales Support: North American Bancard’s sales support team is the best in the merchant services industry. You get a dedicated support agent to assist you with any day to day needs. You will also have industry veterans to help you along the way with any really difficult situations. If you have questions or want more details on the North American Bancard Agent Program contact Shaw Merchant Group.

With the power wielded by technology, merchants now have the ability to track down decline rates data for instance, which leads them to fashioning newer rules for better card acceptance rates and lower transaction costs. Online payment systems even offer various additional features, such as enabling users to customize items on their store, to provide a better shopping experience to their customers.

You can maximize your value by choosing a full-service provider who can offer you expertise and match you with the solutions that are right for your business. Jeff Vandeventer, a VP merchant sales manager at Umpqua Bank, explains, “An experienced sales consultant should be able to suggest products and services that can save time, lower unnecessary processing costs, increase security, or improve customer loyalty.” No matter what type of business you own, a full-service provider of merchant services can help you choose the perfect payment tools for today’s challenges-and tomorrow’s opportunities.

Some providers will not allow/support to integrate with the method where you can use own payment page and the clients stay on your website. They may allow only the use of their hosted payment page, meaning your clients are redirected from your website to their secure payment form and then back to your »Thank You« page. If you don’t prefer that, we strongly advise that you ask your provider if Direct API integration is supported, before you invest your time and money into the application process. Choosing the best merchant account provider: Like anything else, you’ll need to do a lot of research before you choose your new merchant account home. You don’t want to choose the first provider and not the cheapest either. Doing your due dilligence and asking all above questions will save you from trouble afterwards and make sure the solution will fit with your business.

North American Bancard works with the PayAnywhere POS. It includes an app, tablet, and card reader. Get access to robust reporting, invoicing capabilities, recurring billing, and dispute management. You may also process transactions with or without an internet signal. The system saves the information and processes the transaction when the internet signal returns. It’s also great for high-end restaurants and bars that want to open tickets or start tabs for customers. Discover more info on https://sites.google.com/view/merchant-services-iso-agent/home.

These are the pure service providers like an auto repair shop. These businesses process thousands of dollars in the form of credit card transactions, which means they will be shelling out hundreds of bucks in fees. Now, if a typical merchant services reseller program visits them and tells them that he will reduce a few cents in their fee, then there is a good chance they might not leave their existing processor. This is because they will have to go through the long merchant account setup process again for just a few cents. However, if you tell them to eliminate their fees, they will definitely consider your offer.